For millennials, buying life insurance is a very smart call. Buying now will be also cost effective because when you are young and healthy it costs less. Also, if the unexpected happens. your family will have help to pay for student loan debt or a mortgage in your absence. Another thing to consider is a long-term…
Some say that picking an individual health insurance plan is easy, because you can search online and compare plans from different carriers and then make a decision. But it is not as simple, because there is a terminology that is not clear for everyone, and understanding your personal needs and finding a plan to match is also…
When you are the one choosing a life insurance policy you can make all the decisions, unlike when you get insured by your employer. If you go to the agent who worked with you on your homeowners insurance or auto insurance, you will also usially get a great offer. If you already have a company…
How much do you know about what’s in your credit report? Many people may be aware of their score, but their are components that affect your score. When you decide to take a look at your credit report summary, here are 5 things you can expect:
Your payment history: This shows you any positive…
Believe it or not, credit history has a huge impact on your overall credit score. It comes in third place right after payment history and amount owed. As you can see, if you want to keep your credit score, you can’t ignore this important factor. Here’s how you can score high in this very important…
The amount of time you’ve had credit makes a difference in your credit score. In fact, after payment history and amounts owed, length of credit history is the most influential part of your FICO score.
Length of credit history means…
Age of your oldest credit account
Age of your newest credit account…
Have you ever heard of salary loans? Salary loans are similar to payday loans except the fees are much lower and they are done at your local bank. You usually can only borrow up to $500, although there are some cases where you may be able to borrow more. Here are some advantages to taking…
If you need to borrow money fast, you may be tempted to take out a payday loan. But before you take out a payday loan there is another option you should be aware of called salary loans. Salary loans are a rather new product that can be taken out at either your bank or credit…
If you need to borrow some quick money fast, you may be tempted to take out a payday loan or installment loan. But, there is another option out there that you can try that is rather new. It’s called salary advance loan. This is an alternative offered by many banks and credit unions.
Salary loans…
If you had to choose between the two lesser evils: payday loans or installment loans, installment loans may be a better option. But when you need to borrow money, you will find the best deals on interest rates and fees elsewhere. Here are three better options to try.
Your local bank: Banks will charge…