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Before deciding on a health plan, check to see their network requirements. Some plans demand that you see an in-network provider only, and that can be very limiting. Examine their providers list to be sure that you have enough options that are convenient for you if you need to see a doctor, a specialist, and which hospitals you can go to. Look at the locations and zip codes, and you can make a few calls to double check that the doctors you are interested in will except that insurance.